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NEXT is trusted by business owners like you

600,000+

600K+

Customers insured

100%

100%

Instant online access

1,300+

1,300+

Types of businesses covered

4.7/5

4.7/5

Customer rating

Tailored insurance by profession

Food & beverage insurance

Food & Beverage

Construction insurance

Contractors

Retail business insurance

Retail

Cleaning business insurance

Cleaning

Fitness and gym insurance

Fitness

Amazon sellers insurance

Amazon Sellers

Architects & engineers insurance

Engineers & Architects

Entertainment business insurance

Entertainment

What are customers saying?

All the insurance coverage I need
It has all the insurance coverage I needed and the app was easy to access. It’s also very convenient and very low cost compared to other insurance companies.
Emma
Simple, easy, affordable
NEXT makes it easy to obtain insurance. Then, once I had a policy, I needed COIs for different customers and waivers of subrogation. They made that process simple and easy.
Michael D.
Affordable, easy to use,
and customer friendly
The application and setup processes were straightforward and the chat support was helpful. Site navigation is user friendly and certificate feature is easy to use.
Catherine A.

Get the protection you need. Nothing more. Nothing less.

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Easy, affordable coverage that grows with your business

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Prices start at just $19/month for general liability
Discounts available when you bundle policies
Licensed, U.S.-based advisors available to help

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Award-winning small business insurance

5.0 Rating Best Small Business Insurance

March 2024

Best Overall Small Business Insurance

July 2024

#1 Best Business Insurance Companies

June 2024

awarded one of the World's Top Fintech Companies 2025 by CNBCOne of the World's Top Fintech Companies

July 2025

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Sources:
©2014-2024 and TM, NerdWallet, Inc. All Rights Reserved. https://www.nerdwallet.com/article/small-business/business-insurance, July 2024
https://www.investopedia.com/best-small-business-insurance-4844202, July 2024
https://insuranceranked.com/business-insurance, July 2024
https://www.cnbc.com/the-worlds-top-fintech-companies-2025/, July 2025
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NEXT is part of the ERGO Group, a Munich Re company.

Issuance of coverage is subject to underwriting. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Next Insurance, Inc. and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.

* To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts and policy start times apply to specific coverages only.

** Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim.

Any starting prices or premiums represented before an actual customer quote are not guaranteed and are representations of existing premiums of active policies as of March 21, 2025. To the extent permitted by law, applicants are individually underwritten, not all applicants may qualify. Individual rates and savings vary and are subject to change. Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only.