Massage therapist insurance can help protect you from:
The medical bills of slip-and-fall injuries
A non-employee trips at your business, breaks their leg and files a lawsuit for you to cover their medical costs.**
Property damage you cause
You must pay to repair or replace a client’s expensive rug after you accidentally spill oil on it and damage it.
The cost of damaged business equipment
Your work space, furniture, laptops or building are damaged from theft, vandalism or fire and need replacing.

Get massage insurance coverage that’s fast, easy and affordable
NEXT specializes in small business insurance. Insurance for massage therapists can help protect you, your company and your employees from the cost of unexpected events.
NEXT makes it easy to:
- Check prices, get covered and buy 100% online in about 10 minutes.
- Manage your policy 24/7 via web or mobile app.
- Pay monthly or annually and cancel anytime.
- Get unlimited certificates of insurance (COI) to share proof of insurance at no extra cost.
ERGO NEXT specializes in massage insurance coverage
Massage therapist coverage is usually several types of insurance to help protect you, your business and your employees from different types of business risks. Your coverage may include:

General Liability insurance
Protection for damage to other people's property and injuries to non-employees
general liability can help you pay for:

Workers’ Compensation insurance
For employee work-related injury and illness
workers compensation can help you pay for:

Commercial Property insurance
For massage professionals who own or rent physical spaces
commercial property can help you pay for:

Business Owner’s Policy (BOP insurance)
Help for customer injury and property damage costs
business owners policy can help you pay for:
NEXT Insurance reviews
Fast and simple
I’m covered for 20$ a month ! Awesome !
Kaila C.
Great service
Easy online service, saves time and money
Ricky C.
Smooth Process
Easy Website
Donny C.
So happy
So I have been trying to get commercial building coverage for months. My agent has had so much trouble because they all were trying to make me purchase more than just building cove...
Nina M.
Very detailed very professional met
Very detailed very professional met all my needs would definitely recommend
Michelle B.
Fast and simple
I’m covered for 20$ a month ! Awesome !
Kaila C.
Great service
Easy online service, saves time and money
Ricky C.
Smooth Process
Easy Website
Donny C.
So happy
So I have been trying to get commercial building coverage for months. My agent has had so much trouble because they all were trying to make me purchase more than just building cove...
Nina M.
Very detailed very professional met
Very detailed very professional met all my needs would definitely recommend
Michelle B.
Save up to 25% in discounts on massage insurance
Pay monthly or annually, and you can cancel at any time.

How much does massage therapy insurance coverage cost?
Premiums for massage insurance policies are more affordable than you think. The exact price you’ll pay for your massage therapist insurance cost depends on a number of factors, including:
- The type of therapy and professional services you provide.
- The types of clients you have.
- Where your spa or studio is located.
- Your number of employees.
- Annual revenue.
- The coverage limits and deductible you choose.
- Your insurance claims history.
The best way to know for sure what you’ll pay is to check our prices. In about 10 minutes you’ll see the exact cost of tailored coverage for your business.