Built for agents
Our mission is to help agents place business quickly and confidently. We do this by combining powerful digital tools with the long-term stability of Munich Re.
- 100% online quote-and-bind for immediate coverage
- Customizable coverage tailored for micro-small business
- Appetite checker to quickly assess eligibility
- No additional paperwork required to bind
- Robust self-service tools for agents and insureds
- Agent Copilot enables 24/7 selling on your behalf
Agents give ERGO NEXT five stars
ERGO NEXT has helped my agency grow.
"I love writing with ERGO NEXT because their system is very user-friendly, it's easy to quote and quotes are bindable within a few minutes. ERGO NEXT has helped my agency grow."
Cody, appointed agent since 2021
I wish all quotes could be so simple!
"It's so easy to quote and bind policies with ERGO NEXT. I wish all quotes could be so simple!"
Roxana, appointed agent since 2023
Love the system.
"ERGO NEXT is fast, efficient, cost-effective and easy to use. The process couldn’t be simpler or more streamlined. I'm recommending ERGO NEXT to my agent friends. Love the system."
– Lorena, appointed agent since 2023
Sell more insurance faster
ERGO NEXT offers coverage you can customize based on your clients' needs. Plus, we offer up to a 10% savings when you bundle two or more policies.
Business Owner’s Policy
A business owner's policy (BOP) combines liability and property coverage in one convenient policy. It's a great option for protecting your client's business if they have equipment, inventory, a physical location or even a home-based business.
General Liability
Accidentally damaged customer property? General liability insurance can make those uh-oh moments okay by covering a wide range of incidents and basic risks. Contractors and cleaners can add tools and equipment coverage to protect their gear, as well.
Umbrella/Excess Liability
Commercial umbrella/excess liability insurance can add more protection to your ERGO NEXT general liability policy to increase your limit to $2 million. It can also be a requirement for work contracts or a commercial lease.
Professional Liability/E&O
If you're accused of making a professional error at work, we've got your back. Get professional liability insurance (sometimes known as errors & omissions insurance) and you'll be protected from certain types of lawsuits and claims.
Workers’ Compensation
If you have employees, workers' comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. And don't forget about the boss — add business owner's coverage to protect yourself as well.
Tools & Equipment
Add a tools and equipment upgrade to your general liability insurance. If your gear ever gets damaged or stolen, we'll be there to abracadabra them back in a flash.
