Liability insurance is a must-have for covering your bases but you may want to add other types of business insurance to protect your employees and your work vehicles.
We typically recommend:
Workers’ Compensation for therapists
Workers’ compensation protects your part-time assistants or full-time employees by helping to cover their lost wages while they recover from throwing out their back while moving a massage table. If you don’t have employees, workers’ comp provides an extra layer of protection for you as a business owner.
This coverage is required for businesses with employees in every state except Texas.
Learn more about workers’ comp.
Commercial Auto insurance for therapy businesses
Commercial auto insurance is legally required in most states if you own a car or truck that’s titled to your business. If you drive your own vehicle to provide your services at different locations, it probably won’t be covered under your personal car insurance.
Learn more about commercial auto.
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